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Property Insurance
Business Interruption Insurance
Also known as business income insurance, is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.
Catastrophe Excess of Loss Reinsurance
Protects the insurance company against an accumulation of losses due to single events such as major natural or human-made disasters.
Buyback Deductible
Builder's Risk Insurance
Coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.
General Liability Insurance
Policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business' operations, products, or injury that occurs on the business' premises.
Umbrella Liability
Auto Liability
Owner Controlled Insurance
Surety Bond
Ocean Marine Coverage
Insurance covering the transportation of goods and/or merchandise by vessels crossing both foreign and domestic waters including any inland or aviation transit associated with the shipment.
Aviation Insurance
Insurance against claims and losses arising from the ownership, maintenance, or use of aircraft, hangars, or airports including damage to aircraft, personal injury, and property damage.
Directors & Officers
A type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. D&O liability insurance can be written to cover the directors and officers of for-profit businesses, privately held firms, not-for-profit organizations, and educational institutions. In effect, the policies function as "management errors and omissions liability insurance," covering claims resulting from managerial decisions that have adverse financial consequences.
Employment Practices Liability
A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation.
Loss Control
Is a risk management technique that seeks to reduce the possibility that a loss will occur and reduce the severity of those that do occur. A loss control program should help policyholders reduce claims, and insurance companies reduce losses through safety and risk management information and services.
Technological capabilities
Identify
Perform physical inspection of premises in order to evaluate the exposures and controls that could results in a loss. Incidents and Claim reports.
Analyze
Analyze the potential impact that a loss could have in the Insured’s operation. Give special attention to the loss frequency and severity.
Implement
Control
Establish methods in order to avoid, reduce and/or minimize the effects of a loss. Discuss with the Insured the Recommendations made by the Insurance Company’s Inspector; including deficiencies and hazards found throughout the physical and visual inspection made.
Monitor
Through the analysis of loss experience and continuous visits to all the premises.
Monthly and quarterly Loss Reports.
Insurance Renewal And Marketing Your Renewal Process Will Include
Marketing, Placement and Service Guidelines
SPECIAL EXPERTISE
- Procedure design according the Insured’s needs.
- Establish agreements for claims management (frequency / severity and catastrophic).
- Coordinate and assist through Insured’s claims stages.
- Coordinate in claims transmittal including our personnel, insured’s and the insurance company.
- Meetings as many as necessary in order to maintain and improve procedures, (risk and claims management.
- Quarterly meetings providing.
- Loss and risk evaluations.
- Loss mitigation according to frequency and severity
- Fast process your Claim
- Coordinate visits of loss adjusters
- Attend claim review meetings
- Assist customer in loss adjustment
- Review denied claims for correct coverage applications
- Claim document completed and signed
- Invoices or estimates of replacement or repairs required
- Photos of property damage
- Photos before the property was damaged
- Report written by expert that has or will repair the property
- Evidence of materials and labor expense if property will be repaired with internal resources
- To support loss of income and/or additional expenses, bank statements, invoices, receipts and cancelled checks are required Any other document or information may be requested by the Insurance company or agent.